by Brian Ruff | Jul 28, 2016 | Retirement
Teaching America’s youth and trying to hold onto your sanity at the same time can be a struggle. Especially if both spouses have chosen the most thank-less career path, being an educator. A lot of educators don’t have the time to spend to research all the...
by Brian Ruff | Oct 16, 2015 | Retirement
At retirement, a very common question we are asked is, “Should I use my 401k from work to pay off my mortgage when I retire?” Getting rid of that monthly payment can seem like a great idea to lower your expenses during retirement. A lot of factors can determine...
by Brian Ruff | Sep 4, 2015 | Retirement
A very common question from the teachers/administrators who are covered by the Texas Teachers’ Retirement System (TRS) is: “Should I take the partial lump sum option, or PLSO?” If you are lucky enough to be considering the PLSO (lucky for two reasons: first, you are...
by Brian Ruff | Aug 7, 2015 | Retirement
What can I do to save for retirement after I’ve maxed out my 401k? This is a common question we get asked. It’s also a great problem to have – as that usually means you have extra income each month after you have paid your living expenses.I’ll briefly cover a few...
by Brian Ruff | Jun 19, 2015 | company plans, Retirement
Ah the 401k, probably the most common investment vehicle around in corporate America, and easily the most neglected by employees. A 401k is named for the section of the tax code that applies to company plans. These starting popping up in the 1980’s when companies...
by Brian Ruff | May 29, 2015 | Retirement
When we start a savings plan for a new client, a very common question that comes up in the conversation is “Should I be saving for my kiddo’s college fund or my retirement?” Some people believe in putting their kid’s education at the top of the list, while others want...
