Texas TRS Retirement: Should I take the Partial Lump Sum Option (PLSO)?
A very common question from the teachers/administrators who are covered by the Texas Teachers’ Retirement System (TRS) is: “Should I take the partial lump sum option, or PLSO?” This article explains what you should consider…
Top 5 Questions You Should Ask Your Financial Advisor
Are you about to hire a new financial advisor? What questions should you come prepared with? This article gives you the…
How do I save for retirement after I’ve maxed out my 401k?
What can I do to save for retirement after I’ve maxed out my 401k? This is a common question we get asked. It’s also a great problem to have – as that usually means you have extra income each month after you have paid your living expenses. This article talks about a few options…
How much life insurance do I need?
Life insurance is one of those things you hope you or your family will never have to rely on. But you definitely want to make sure you are covered should something unexpected happen to you. Its primary purpose is to replace the income of someone that isn’t here
Many people fail to ask themselves if they have enough life insurance. In the past, many have just used the old “3 X your salary” formula, but we like to dive down a little more into the details to find out how much life insurance you need.
Your Company 401k Plan: Top 5 Questions you should be asking yourself
Ah the 401k, probably the most common investment vehicle around in corporate America, and easily the most neglected by employees. A 401k is named for the section of the tax code that applies to company plans. These starting popping up in the 1980’s when companies looked at other employee benefit options as pension plans became more expensive.
Retirement or College Funding: Which should I save for first?
When we start a savings plan for a new client, a very common question that comes up in the conversation is “Should I be saving for my kid’s college fund or my retirement?” Some people believe in putting their kid’s education at the top of the list, while others want their kids to be responsible for their own education funding. This article explains…
